This article contains affiliate links. If you purchase through a link on this site, we may earn a commission at no extra cost to you. Not One Product, a Stack Personal trainer insurance is not a single policy. It is a bundle of covers, some essential and some situational, and the conditions attached matter more…
Affiliate disclosure: This article contains links to third-party providers; we may earn a commission if you purchase through them, at no extra cost to you. Most Photographers Buy This in a Hurry The usual trigger is a venue emailing to ask for proof of public liability before they confirm access, two weeks before the wedding….
Affiliate disclosure: This article contains affiliate links. If you click through and purchase a policy, we may earn a commission at no extra cost to you. One Mistake, Disproportionate Damage Plumbing is a trade where a small error produces a large bill. A joint that fails overnight, a roof penetration that lets water in, a…
Affiliate disclosure: This article contains affiliate links. If you purchase through one of our links, we may earn a commission at no extra cost to you. Higher Stakes Than Most Trades Electrical work carries a particular kind of risk. An installation you signed off two years ago can cause a fire or an injury long…
Affiliate disclosure: Some links on this site may earn us a small commission if you click through and make a purchase, at no extra cost to you. Your Stock Is Probably Underinsured If you sell physical products, stock is one of your largest business assets and one of the most commonly underinsured. Owners assume an…
Affiliate disclosure: Some links on this page may earn us a commission, at no extra cost to you. The Manufacturer’s Problem Is Often Yours You make, sell or import something, and a customer says it injured them or damaged their property. Under UK law the claim can land on a retailer, an importer or an…
This article contains affiliate links. If you purchase through a link on this page, we may earn a commission at no extra cost to you. The Policy Nobody Talks About Nobody plans to be a respondent at an employment tribunal. Claims, contract disputes, HMRC enquiries and landlord arguments arrive anyway, and the professional costs land…
This article contains affiliate links. If you purchase a policy through links on this page, we may earn a commission at no extra cost to you. Your Tools Are the Business Lose your kit to theft or damage and you are off the job within hours. Plenty of tradespeople assume their public liability policy has…
Affiliate disclosure: Some links on this page may earn us a small commission at no extra cost to you. The Cover Most Small Businesses Skip You probably have public liability, and maybe professional indemnity. Cyber cover tends to be the one that gets left, either because it feels like a corporate concern or because people…
Affiliate disclosure: This article contains links to third-party providers. We may earn a commission if you purchase through these links, at no extra cost to you. The Cover That Pays the Bills While You Cannot Trade A fire closes your premises. Buildings and contents insurance repairs the damage. What pays the rent, the wages and…