This article contains affiliate links. If you purchase through a link on this page, we may earn a commission at no extra cost to you. Introduction If you run a limited company on your own — as a contractor, consultant, or freelancer who’s incorporated — you’ve probably wondered whether you’re legally required to hold employers’…
This article contains affiliate links. If you click through and purchase a product, we may earn a commission at no extra cost to you. Introduction If you’ve just taken on your first member of staff — even someone working a few hours a week — you might be wondering whether employers’ liability insurance applies to…
If you employ even one person, employers’ liability insurance is almost certainly a legal requirement — but the certificate itself comes with rules that catch a surprising number of businesses out. Many owners buy the policy, file the certificate away, and assume that’s job done. It isn’t. There are specific obligations around how you display…
This article contains affiliate links. If you purchase through a link on this page, we may earn a commission at no extra cost to you. Introduction If you run a small business or work as a sole trader in the UK, you’ve almost certainly come across the terms “public liability” and “professional indemnity” insurance —…
Affiliate disclosure: Some links in this article may earn us a small commission at no extra cost to you. Introduction You’ve built up a reputation giving good advice or delivering professional services. But what happens if a client claims your work cost them money — even if you’re convinced you did nothing wrong? That’s precisely…
Affiliate disclosure: Some links in this article are affiliate links, meaning we may earn a small commission if you purchase through them, at no extra cost to you. Why Getting the Right Insurance Matters More Than Ever Running your own show as a sole trader is liberating — but it also means there’s no HR…
Affiliate disclosure: This article contains affiliate links, meaning we may earn a commission if you purchase through links on this page, at no extra cost to you. Introduction If you run a small business or work as a sole trader in the UK, there’s a good chance someone has told you that you need public…